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THE INTERNET BANK
Open an account today
a) Next time you are in a High Street Bank, look around you and think how much it must cost to run – a prestige address, a nice office for the manager, lots of staff and glossy leaflets. You might as well enjoy it. With first-e, overheads and bank charges just don’t apply. This means better interest rates for you.
b) Firs-e offers high interest on every pound you put in. We accrue interest daily and put it monthly, without deducting tax, as long as you fill in the form we give you.
c) We use the most advanced and secure systems available to protect your assets – so your money is just as safe as it is in a High Street Bank. A number of sophisticated security layers including advanced encryption technology are used
to protect all firs-e customers.
d) All you have to do is:
1. Complete and submit the on-line application form.
You will then receive a confirmatory e-mail. As soon as you receive this e-mail, you will be able to access your account and transfer your money from your current bank account.
2. Print, sign and post the relevant documents to us.
Once we have received these documents, we’ll confirm without delay that your account is fully active.
e) You can transfer funds on-line from one firs-e account to another – easily, instantaneously and without charge. Similarly, you can use the o-line transfer facility to transfer funds to and from another bank account in the UK, free of charge. Transfers to another bank normally take three working days to complete. Note that we do not currently accept cheques for the first-e savings account. Handling cheques is a slow and expensive practice. By not processing cheques, we can pass the savings straight on to our customers.
f) We’ve all stood in bank queues, trying to find a deposit and fill it in while we are standing up with a biro on a chain that doesn’t work. We’ve all tried in vain to get an appointment with some junior manager for an overdraft. Firs-e aims to change all of that, and make banking easy and convenient. We’ve done everything we can to make services as friendly and simple as possible.
Задание 2. Match the sub-headings (1-6) with the extracts (a-f).
1. transfer cash out conveniently and easily
2. designed for the Internet, not the high street
3. opening an account is simple – it only takes an instant
4. manage your finances the easy way
5. high street rates
6. your money is safe with us
Задание 3. Mark the statements as true or false:
First-e…
1. has a prestige high street address in every town.
2. offers high interest rates on savings.
3. lets you open an account without the need for paper documents.
4. allows you to transfer funds on-line.
5. doesn’t make any bank charges to its customers.
6. takes three days to transfer funds from one first-e account to another.
7. offers customers a cheque book.
8. protects customer security using encryption technology.
Задание 4. Match these terms with their definitions:
1. overheads
2. bank charges
3. interest rate
4. assets
5. savings
6. overdraft
a) money kept in the bank to earn interest
b) money spent on the general running of a business, not related to producing goods or selling services
c) what customers pay the bank in return for its services
d) amount the bank will pay customers on their deposits
e) arrangements that allows customers to take out more money from their account than they have put in
f) funds belonging to an individual
Задание 5. Find a word or a phrase that has a similar meaning in the text:
1. put money into your account
2. fill in a form
3. present
4. as soon as possible
5. money in your account
6. free
Задание 6. Find a word or a phrase that has the opposite meaning in the text:
1. old-fashioned
2. risky
3. difficult
4. cheap
5. complicated
6. impersonal
Задание 7. Match the verbs and nouns as they occur in the text
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1. offer
2. deduct
3. fill in
4. protect
5. open
6. submit
7. transfer
8. accept |
a) funds
b) interest
c) an account
d) a form
e) assets
f) cheques
g) tax
h) an application |
Задание 8. Discuss the following matters:
1. Make a list of the advantages and disadvantages оf internet banking. Discuss
it with a partner.
2. Visit the first-e web-site at www.first-e.com and see what other information
you can get about the bank.
3. Make a comparison between firs-e and any bank that offers internet banking
services in your country.
Источник: Английский язык: учебно-методический комплекс/ авт.сост. Е.А. Яшина
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