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I. Pre-reading
Do you go to the bank? What do you do at the bank? Where do you keep your money in your country?
 II. Vocabulary
services borrow balance withdraw proof
value loan deposit teller fees
III. Reading
A bank is a safe place to put your money. The bank offers many services.
• Save money in a savings account
• Pay your bills by check from a checking account
• Keep other things of value in a safe deposit box
• Borrow money. This is a loan. Pay back the loan every month
Anyone may open a savings account or a checking account. You do not need to be a citizen. You do not need to have a job. You do not need to own a car.
The money in your account is your balance. To deposit money means to put money into your account. To withdraw money means to take money out of your account. To deposit or withdraw money from your account, you must fill out a form and bring it to the teller.
Do I need a picture ID?
Do I need proof of address?
Are there any bank fees?
Do I need a social security number?
Where do I buy checks?
How much money do I need to start the account?
IV. Post-reading
Write the past tense for each verb.
Yesterday, I __________ to the bank. I __________ a savings account.
(drive) (open)
I ________ my social security number, and __________ the application.
(give) (sign)
There __________ no fee for the savings account. I __________ $20
(is) (bring)
to start the account. I __________ very happy to start an account.
(am)
 Select the right word: balance, withdraw, deposit.
Your starting _______________ is $200. If you _______________ $500 into your account, you will then have a _______________ of $700. If you want to pay a bill of $160, you _______________ $160 from your account. Then your
_______________will be $540.
V. Activities
If you are working with a tutor or a partner, discuss your answers.
1. What can you put into a safe deposit box? An example would be your birth certificate. Make a list of other items. Compare your list with another student.
2. Find the list of banks in your phone book. Call a few to find out their hours. When are they open? Which bank is close to your home?
3. Most banks are online. Find two or three banks online. What services do they offer? Which bank is the best for you?
Source: http://www.eslflow.com
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